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Kid's Zone


Citizens Bank has a checking account that will fit the needs of every customer. Whether you need a regular or interest-bearing account, we have carefully planned all our checking accounts and feel confident that one has been designed just for you.

Hometown Checking Plus

Hometown Checking Plus is our most popular premium banking package. It combines a checking account with a host of convenient banking "extras" making the "Hometown" difference. For a fee of only $7.00 per month you can take advantage of these "extras". If you are over 50 years of age, the fee is only $3.00 per month.

Regular Checking Account

Our regular checking account is economical and allows you unlimited check writing privileges each month. There is no monthly charge when you maintain a balance of $100. $100 minimum to open. If you are at least 65 years of age or a full time student, the minimum balance service charge will be waived.

Now Account

Wouldn't you like to earn interest on your checking account balance? With our Now Account, you'll enjoy the flexibility of unlimited check writing privileges while earning interest on your money at the same time. Interest is paid monthly, and there is no service charge when you maintain a balance of $1,000.

Money Market Account

Our Money Market is a premium account with excellent liquidity. Not only are you able to take advantage of money market rates, but you also have convenient access to your money when you need it. If you maintain the low balance requirement of $1,000, a monthly service charge will be waived. All around, this is a smart investment. There are regulatory limitations on the number of withdrawals you may make in any month.

Senior Checking Account

The account owner must be age 65 or older. $100 minimum to open and no minimum balance fee applies


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